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Florida Credit Union Sees Benefits to Imaging ATMs
Cards & Payments - December 2006

EFT Network Selection: A Matter of Opinion
Cards & Payments - December 2006

Check Conversion Moves to the Back Office
Cards & Payments - December 2006

An Industry in Flux: Anything Can Happen
Cards & Payments - December 2006

Sign Here: Consumers Favor Electronic Payments, Especially Using Debit Cards
Research Alert - December 2006

Ruling Could Affect ATM Loans Issuers Offer Customers
ATM & Debit News - November 23, 2006

US Debit Fraud Losses
Cards International - November 22, 2006

Card and Identity Theft: Debit Cards - the Next Fraud Frontier
Cards International - November 22, 2006

Wincor Nixdorf Eyes U.S. Gain in New Maintenance Strategy
American Banker - November 14, 2006

US - Loyalty Programmes: Getting to the Point
Retail Banker International - November 14, 2006

Banks Want You!
NPR MoneyMarketplace - November 10, 2006

Check-Imaging ATMs Also Find Home with Cost-Cutting Credit Unions
ATM & Debit News - November 9, 2006

Bank's Secret for Success: ATMs Everywhere
ATM & Debit News - November 9, 2006

Welcome to the ATM Jungle
ATMmarketplace.com - November 8, 2006

Issuers Avoiding Single-Processor Strategy
American Banker - November 6, 2006

More Issuers Add Instant Issuing to Spur Card Use
ATM & Debit News - November 2, 2006

Banks Like Visa, MasterCard, But Not That Much
ATM & Debit News - November 2, 2006

Tools Detect PIN-Debit Fraud
Cards & Payments - November 2006

Debit Cards: Going Cashless, Not Clueless
Consumer Reports - November 2006

Consumers Favor Credit Union ATMS over Bank ATMS
Cardline - October 27, 2006

BofA ATMs Take Debit Cards, Sell Credit Cards
ATM & Debit News - October 26, 2006

Credit Unions ATM Volume Tops Banks'
ATM & Debit News - October 19, 2006

Taking the Fee-Free Plunge
ATMmarketplace.com - October 17, 2006

Banks Wooing Rivals' Accounts
Sun-Sentinel - October 15, 2006

Citizens to Launch Debit-Card Rewards
Boston Globe - October 14, 2006

MasterCard Launches PIN Debit Anti-Fraud Solution
Cards International - October 12, 2006

Banks Push Harder to Get You to Switch
Wall Street Journal - October 12, 2006

Study: ATMS Are a Losing Proposition
Banking Wire - October 3, 2006

Firm Discovers Prepaid Market Can Be A Tough One to Crack
Cards & Payments - October 2006

ATM Companies PIN Hopes on New Strategies
ATM & Debit News - September 28, 2006

Point of SalesTransactions Said Hurting ATM Volume
American Banker - September 26, 2006

ISOs Lag in ATM Security Compliance
Cardline - September 22, 2006

After Some Delay, Check Imaging at ATMs is Serious Business
Digital Transactions Magazine - September 21, 2006

Big ISOs Trailing Banks in Triple DES Compliance
American Banker - September 19, 2006

Banks Piling on the Perks
Star Tribune - September 16, 2006

Banks' Quandary: Consumers Love ATMs But Profitability Declines
Cardline - September 15, 2006

Dealing the Cards
ABA Bankers News - September 12, 2006

New ATM Study Reveals Evolving Business Model, Diverging Strategies
Business Wire - September 12, 2006

Study Says ATM Deployers Are Changing Tactics As Profits Fall
Digital Transactions Magazine - September 12, 2006

ATM: The New Bank Branch?
Bank News - September 2006

Key ACH and ARC Facts
Cards & Payments - September 2006

Credit Cards Grow As a Budgeting Tool
Cards & Payments - September 2006

Handing Over the Reins: Customer Self-Service Meets Banking
Community Banker - September 2006

Investing in Payment Innovations: Risks and Rewards
Federal Reserve Bank of Chicago - September 2006

Passion from the First Encounter Earns Customer Loyalty in Three Months
Michigan Banker - September 2006

Rewards Programmes: Credit Dominates for Loyalty Programmes
Cards International - August 19, 2006

OCC Issues Guidance on Gift Cards
Cards International - August 19, 2006

Loyalty Programmes - US: Risk and Reward
Bank Marketing International - August 18, 2006

AmEx Refines Membership Rewards Scheme
Bank Marketing International - August 18, 2006

Growing Rewards: Debit Card Issuers Are Starting to Ride the Rewards Wave That Started With Credit Cards
Bank Systems & Technology - August 1, 2006

Big Billers Seeing Big Benefits From ARC and ACH Payments
Cards & Payments - August 2006

America the Penniless?
The Green Sheet - August 2006

Debit Card Rewards Solution For Smaller Issuers
Cards International - July 15, 2006

Interchange fees in Australia, the UK, and the United States: Matching Theory and Practice
Economic Review - June 22, 2006

Case Studies: Three Approaches to 'On-Boarding'
American Banker - June 20, 2006

Co-op to Offer Debit Reward Program for Credit Unions
American Banker - June 19, 2006

Plastic Derails Cash, Checks at Grocer Stores
The Desert Sun - June 13, 2006

PULSE Reminds ATM/Debit Cardholders to Exercise Simple Precautions When Getting Cash or Making Purchases
Business Wire - June 12, 2006

Some Banks Offer Rewards Points for Debit Card Use
USA Today - June 1, 2006

Offline debit added to Merchant Interchange Lawsuit
Cards International - May 31, 2006

Fed Check System to Shrink: What Next?
ATM & Debit News - May 18, 2006

The Channel Shuffle
ATMmarketplace.com - May 8, 2006

Offline Debit Again A Target in Fee Lawsuit
ATM & Debit News - May 4, 2006

Rewards Programmes - National City: Getting the Point
Bank Marketing International - April 30, 2006

Viewpoint: Analyzing Debit Patterns Can Spur Account Growth
American Banker - April 28, 2006

Visa to Scale Back Debit Program Benefits
American Banker - April 5, 2006

Genpass' Sale Was No Big Surprise
ATMmarketplace.com - April 5, 2006

Danger of Debit
Charlotte Observer - March 26, 2006

Money: How Good is Debit?
Newsweek - March 20, 2006

Security Breaks Could Curtail Debit Card Use
USA Today - March 12, 2006

Card Associations Push For Lower-Dollar Card Payments
ATMmarketplace.com - March 10, 2006

STUDY: Cash Use Declines to Card Use in U.S.
ATMmarketplace.com - March 3, 2006

All-Transaction Machines
Bank Systems & Technology - February 27, 2006

Outsourcing in 2006
ATMmarketplace.com - February 13, 2006

ATMs Face Market Changes
ATMmarketplace.com - February 13, 2006

Debit's Growing Popularity
ABA Banking Journal - January 2006

 

We have advised many leading financial services organizations:

- Payment strategy development with 8 of the top 10 U.S. banks

- Retail banking strategy (pricing, distribution, and account retention)

- Strategy, research, and pricing analysis with some of the largest EFT networks and card associations

- Market research and strategy for the U.S. Treasury and the Federal Reserve Bank

- Market analysis and strategy development with leading payment processors

- Product development
with ATM manufacturers and payment providers

- Market research studies spanning consumers, merchants, and financial institutions

- Expert testimony in litigation

 

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